Ltheb Silverfrond
Explorer
Yea its a nebulous "1/5 Monk's level + Monks Wisdom modifier" bonus to AC.Upper_Krust said:Hiya Ltheb dude!
You could probably make a case for stating that the Monk's AC bonus is an insight bonus.

Heck, thats one of the reasons a Monk's Belt is so good: Wisdom Mod + 1 as a bonus to AC! For 13K gold, thats a steal at 20th+ level!
(I would note someone once posted on the wizards board about how a Monks belt doesn't give you your wisdom bonus to AC, just +1. I checked. It says as the monk's AC Bonus, which is the class feature of the monk that allows the wisdom to AC. So unless the SRD needs erratta-ing, The belt allows the wisdom bonus.)
Perhaps one should include the monk bonus as Insight as a house rule of sorts; I may since it makes taking a Monk's belt a no-brainer otherwise. (or just ban the monk's belt. Or both)